Digistore24 sells your products in its own name and for its own account: Digistore24 is your buyers' contracting party, issues the invoice and pays the VAT. ioumi is a contract and payment platform: you create the offer and contract, your customer signs via e-signature, and payment and invoicing run automatically in your name. Here you'll find an objective look at where the differences lie and what fits whom.
Digistore24 is a reseller: Digistore24 is your buyers' contracting party, issues the invoice and takes care of VAT and complaints. With ioumi, you remain the contracting party: offer, contract, invoice, payment and customer portal run under your name and in your branding.
Digistore24 is an order form with an affiliate marketplace for digital products. ioumi can also sell standard products via a link, using payment links. The core of ioumi is the individual offer: a contract with your terms, eIDAS e-signature with audit trail, followed by automatic payment collection and invoicing.
With Digistore24, you create one or more payment plans per product (one-time payment, installments, subscription), and the buyer chooses in the order form. With ioumi, the plan is agreed per offer: down payment, installments, subscription, mixed forms, due on signature, at contract start, on a set date or triggered manually.
Objectively verifiable criteria, as of August 19, 2026. Sources: Digistore24's buyer terms, its features page with the fee table and its help center, plus the ioumi pricing page (links at the bottom of the page).
| Criterion | ioumi | Digistore24 |
|---|---|---|
| You are the seller and contracting party for your customers | Yes | No |
| Invoice to the customer in your name | Yes | No |
| Individual offers with your own contract terms and T&Cs | Yes | No |
| E-signature with audit trail (eIDAS-compliant) | Yes | No |
| Payment links and checkout for standard products | Yes | Yes |
| Payment plans: one-time payment, installments, subscription, multiple plans to choose from | Yes | Yes |
| Payment plan per customer in the contract: down payment plus balance, mixed forms | Yes | No |
| Due dates via trigger: on signature, contract start, a set date or manually | Yes | No |
| Customer portal in your branding | Yes | No |
| Payments go directly into your own wallet, with no platform account in between | Yes | No |
| CRM integration, API and webhooks | Yes | Yes |
| The provider handles VAT and complaints for you | No | Yes |
| Affiliate marketplace | No | Yes |
| Monthly base fee | from €0 per month | €0 |
| Transaction fee | from 2.9% + €0.50 depending on plan | 7.9% + €1 on the first €400 of each payment, 4.9% above that |
| Payout | weekly, after 7 days | 90% after 14 days (30 days from €300), 10% after 60 days |
Fees are only part of the picture, but one you can check. Here are two typical months based on the public terms (as of August 19, 2026, excluding payment method surcharges and VAT), each with the cheapest ioumi plan:
Digistore24
no monthly base fee
Fees
per month€1,800
ioumi
Scale plan, the cheapest plan at this volume
Fees
per month€1,019
€781 per month less with ioumi
Digistore24
no monthly base fee
Fees
per month€5,016
ioumi
Scale plan, the cheapest plan at this volume
Fees
per month€3,095
€1,921 per month less with ioumi
Calculated with net amounts and Digistore24's fee tiers for Europe (with prepayment, 2.9% instead of 4.9% applies to the portion above €400). In practice, the percentage fees are charged on the gross amount including VAT, so the payment volume is higher and the difference is correspondingly larger.
Because Digistore24 charges 7.9% + €1 on the first €400 of every payment, ioumi already comes in lower here with the Free plan (6.9% + €1.50) for payments of €50 or more; with Growth or Scale, the gap grows with volume. What really matters, though, is what you get for it: a contract, e-signature, invoices in your name and a customer relationship that stays with you.
To be fair: Digistore24 is a good fit if you want to sell digital products through a large affiliate marketplace, hand off invoicing, worldwide VAT and complaints completely, and start without a base fee. ioumi is built for offers that come out of a conversation: coaching, consulting engagements, agency projects and retainers, with a contract, signature and automatic payment in your name.
We go through your products, payment plans and requirements and figure out together whether ioumi is right for you. 30 minutes, no obligation.
We set up your account alongside Digistore24: importing customer and product data, setting up branding, T&Cs and contract templates, defining payment plans and connecting your CRM.
New deals and payment links run through ioumi, while existing Digistore24 payments run out there. We support you personally until everything is up and running.
No. Digistore24 sells your products in its own name and for its own account, is your buyers' contracting party and issues the invoice. With ioumi, you remain the seller and contracting party. ioumi is the platform behind it: contract, e-signature, payment collection, invoice and customer portal, all in your name.
You do, because you're the seller. That's the price of being the contracting party. ioumi creates invoices automatically with the correct tax details and provides an export for your accounting, but the tax responsibility stays with you. If you sell to consumers worldwide and want to hand off tax handling completely, a reseller model like Digistore24's is made for that.
ioumi doesn't have an affiliate marketplace. ioumi handles commission tracking for your own team (setters, closers, sales partners), and you can connect external partner programs via API and webhooks. If the Digistore24 marketplace is your most important sales channel, you can keep using it for standard products and handle individual offers through ioumi.
Ongoing Digistore24 payments run out there, because Digistore24 is the contracting party for those sales. You start new deals and payment links in ioumi. If needed, you can offer existing customers with open installments a new plan in ioumi, which the customer confirms once. We import customer and product data as far as it can be exported.
Usually not. In Europe, Digistore24 charges 7.9% + €1 on the first €400 of every payment and 4.9% above that, with no base fee. ioumi starts with the Free plan at 6.9% + €1.50 and, with a base fee, drops to 2.9% + €0.50 on the Scale plan. For payments of roughly €50 or more, even the Free plan is below the Digistore24 fee; the sample calculations above show two typical months as of August 19, 2026.
Yes. The systems are independent. You can keep standard products running at Digistore24 and handle individual offers, contracts and payment links through ioumi.
Information about Digistore24 is based on the provider's publicly available documents; a cross in the table means the feature is not provided there. Prices and terms may change, and we review this page regularly. Please report any discrepancies to hallo@ioumi.com and we'll correct them promptly. The provider's current terms always take precedence.
Digistore24 is a trademark of Digistore24 GmbH. It is named here for an objective comparison only; there is no affiliation between ioumi and Digistore24. More comparisons: CopeCart alternative, ablefy alternative, all comparisons.
With ioumi, you take offers, contracts and payments to a new level: automated, professional and easy to understand for you and your customers. Let us show you in a personal demo call.